Being an independent contractor comes with a lot of perks, like flexibility and being your own boss. But navigating the tax landscape can feel like venturing into uncharted territory. One of the biggest differences between being an employee and a contractor is how you handle deductions. Employees have taxes withheld from their paychecks, while contractors are responsible for paying their own taxes – both income tax and self-employment tax. Luckily, contractors can take advantage of several specific deductions that can significantly reduce their tax bill.
One major area of deductions for contractors lies in business expenses. Think about it – you're essentially a small business. Anything you spend specifically for your work can potentially be deducted. This includes the obvious things like the cost of materials for your projects, but also things like home office expenses if you have a dedicated workspace, internet and phone bills if used for business, and even mileage for driving to client meetings or job sites. Keep meticulous records of these expenses – receipts, invoices, mileage logs – as youll need them come tax time.
Another key deduction for contractors is health insurance. Unlike employees who often have employer-sponsored plans, contractors are responsible for securing their own health insurance. The good news is that you can often deduct the premiums you pay for yourself, your spouse, and your dependents. This can be a substantial deduction, especially if youre paying for a family plan.
Retirement contributions also offer tax advantages for contractors. Setting up a Simplified Employee Pension (SEP) IRA or a Solo 401(k) allows you to contribute pre-tax dollars, reducing your current taxable income while saving for the future. These plans offer higher contribution limits than traditional IRAs, allowing you to shelter more income from taxes.
Finally, dont forget about professional development. Investing in your skills and knowledge is essential for staying competitive. Courses, workshops, conferences, and even subscriptions to industry publications can often be deducted. This helps you stay up-to-date in your field while also lowering your tax liability.
Navigating contractor taxes can be complex. Taking advantage of these deductions can make a real difference in your bottom line. However, tax laws are always subject to change, so its crucial to stay informed and consult with a tax professional to ensure youre maximizing your deductions and complying with current regulations. Dont leave money on the table – understand your deductions and make them work for you!
Navigating the world of contracting can be exciting, offering flexibility and control over your work life. However, one area that often causes confusion and, lets be honest, a bit of a headache, is understanding your tax obligations. Whether youre grappling with IR35 in the UK or self-employment taxes elsewhere, getting it wrong can lead to hefty penalties and unwanted stress.
In the UK, IR35 is designed to ensure that contractors who are essentially operating as disguised employees pay roughly the same tax as if they were employed directly. Its all about determining your "deemed employment status." Are you genuinely in business on your own account, taking on the risks and rewards of a true contractor? Or are you effectively an employee in all but name, simply receiving your pay through a limited company or other intermediary? Factors like control over your work, substitution rights, and the nature of your contract all play a role in this determination. Getting IR35 wrong can mean back taxes, interest, and penalties, so seeking professional advice is crucial.
For contractors outside the UK, the landscape of self-employment taxes is similarly complex. Generally, youre responsible for paying both income tax and self-employment taxes, which cover social security and Medicare contributions. Unlike employees who have taxes withheld from their paychecks, contractors typically make estimated tax payments throughout the year. Calculating these payments can be tricky, as you need to estimate your income and deductible expenses. Failing to pay enough can result in penalties come tax time.
One common thread across both IR35 and self-employment taxes is the importance of accurate record-keeping. Meticulously tracking income and expenses is not just good practice; its essential for demonstrating compliance and potentially defending your position in case of an audit. Keeping organized records also makes tax time significantly less stressful.
Ultimately, understanding your tax obligations as a contractor is a vital part of successfully navigating the self-employed world. Dont be afraid to seek professional advice from an accountant or tax advisor. The peace of mind that comes with knowing youre compliant is well worth the investment.
One of the trickiest aspects of being an independent contractor is navigating the world of estimated taxes. Unlike employees who have taxes withheld from each paycheck, contractors are responsible for paying their own income tax, Social Security, and Medicare taxes throughout the year. This is where estimated tax payments come in. Essentially, youre pre-paying your taxes in installments to avoid a big bill (and potential penalties) come tax time.
The IRS doesnt expect you to be a fortune teller, perfectly predicting your income for the year. However, they do expect you to make a reasonable effort to estimate your tax liability and pay accordingly. The general rule is that you need to pay either 90% of your current years tax liability or 100% of your previous years tax liability (110% if your adjusted gross income was over $150,000) to avoid penalties. This can be a little daunting, especially if your income fluctuates throughout the year.
So, how do you figure out how much to pay? There are a few methods. You can base it on your previous years income, adjusting for any anticipated changes. You can also use tax software or online calculators designed specifically for estimated taxes. These tools can help you estimate your income and calculate the appropriate payments. Another option is to consult with a tax professional. They can provide personalized guidance and help you avoid any surprises.
The key to avoiding penalties is to stay organized and pay on time. Mark the payment deadlines (typically April 15th, June 15th, September 15th, and January 15th) on your calendar and set reminders. The IRS offers various payment methods, including online payments, mail, and phone. Keep good records of your income and expenses throughout the year. This will make it easier to calculate your estimated taxes and also come in handy when you file your annual return.
Estimated taxes might seem complicated at first, but with a little planning and effort, you can avoid penalties and keep your finances in order. Remember, being proactive about your tax obligations is a crucial part of successfully navigating the self-employed life.
Long-term tax planning is crucial for independent contractors, often more so than for traditional employees. Why? Because contractors are responsible for managing their own taxes, with no employer withholding taxes or matching contributions. This means a greater potential for tax savings with smart planning, but also a higher risk of unexpected tax bills if youre not careful.
Thinking ahead can significantly impact your bottom line. One key strategy is consistent, accurate record-keeping. Meticulously tracking income and expenses throughout the year makes tax time less stressful and allows you to maximize deductions. Think of it like building a financial puzzle – every receipt, invoice, and mileage log is a piece that contributes to the complete picture of your businesss finances.
Beyond basic record-keeping, consider how different business structures impact your tax liability. Operating as a sole proprietor is simplest administratively, but incorporating as an S-corp or LLC might offer tax advantages depending on your income level and state regulations. Talking to a tax professional can help you determine the best fit for your situation.
Retirement planning is another vital piece of the long-term puzzle. While contractors dont have access to employer-sponsored 401(k)s, they can contribute to self-employed retirement plans like SEP IRAs or Solo 401(k)s. These contributions are often tax-deductible, reducing your current tax burden while building a nest egg for the future.
Quarterly estimated tax payments are a hallmark of contractor life. Paying taxes throughout the year avoids a large, unexpected bill in April and helps avoid penalties. Estimating your income accurately is key here – underpaying can lead to penalties, while overpaying ties up money you could be using for your business.
Finally, remember that tax laws are constantly evolving. Staying informed about changes and seeking professional advice when needed is essential. A knowledgeable tax advisor can help you navigate the complexities of the tax code, identify potential deductions, and develop a long-term tax strategy that aligns with your financial goals. Investing in professional advice is often a worthwhile expense that can save you money and headaches down the road.
Renovation (also called remodeling) is the process of improving broken, damaged, or outdated structures. Renovations are typically done on either commercial or residential buildings. Additionally, renovation can refer to making something new, or bringing something back to life and can apply in social contexts. For example, a community can be renovated if it is strengthened and revived. It can also be restoring something to a former better state (as by cleaning, repairing, or rebuilding). Renovation is very common in some places. For example, there are more than twenty thousand home improvement projects every year in Hong Kong, affecting more than a million residents[1] (population of HK is around 7.5 million in 2023).[2]
The building renovation process can usually, depending on the extents of the renovation, be broken down into several phases. The phases are as follow.[3]
Projects involving renovation require not just flexibility, but a plan that had been agreed upon by multiple parties. The planning process will involve feedback from financial investors of the project, and from the designer. Part of planning will also entail the collection of data for the completion of the project and then the project plan will be revised and given consent before continuing with renovations.[6]
Technology has had a meaningful effect on the renovation process, increasing the significance and strength of the planning stage. The availability of free online design tools has improved visualization of the changes, at a fraction of the cost of hiring a professional designer. The decision regarding changes is also influenced by the purpose of basement renovation [1]. Depending on the significance of these changes a professional may be required, especially if any changes other than cosmetic work (paint or finishes) is required. Many local codes require a professional to complete work in the built environment such as structural changes, new walls, new plumbing, or many others. Doing these changes without hiring a professional can result in health effects, safety concerns, damages, fines, and increased cost due to having to hire a professional after self-work.[7] Most builders focus on building new homes, so renovating is typically a part-time activity for such tradespeople. The processes and services required for renovations are quite specific and, once plans are signed off, building a new home is relatively predictable. However, during renovation projects, flexibility is often required from renovation companies to respond to unexpected issues that arise. Renovations usually require all of the sub-trades that are needed for the construction of a new building.
In case of a so-called "fix-and-flip" (repair and resell) objective, an ROI (return on investment) can result from changes to fix a structural issue, to fix design flow yield,[8] or to use light and color to make rooms appear more spacious. Because interior renovation could change of the internal structure of the house, ceiling construction, circuit configuration and partition walls, etc., such work related to the structure of the house, of course, also includes renovation of wallpaper posting, furniture settings, lighting, etc often times an interior designer is required as well.[9]
Many people renovate homes to create a new appearance. Builders may renovate homes to enhance the home's value as a stable source of income.[11] Homeowners often renovate their homes to increase the re-sale value and to turn a profit when selling. Homeowners may also want to add renovations that make their home more energy efficient, green or sustainable.[12] Also, over time, a homeowner's personal preferences and needs may change, and the home will be renovated for improved aesthetics, comfort, or functionality.
Other types of renovations also can be initiated for similar reasons. The user or owner of a building can change which can effect the needs or wants for the space prompting a renovation. This is becoming more popular as buildings owners are renting or leasing floors or sections of the buildings to companies which have different spacial requirements than the previous users causing needed renovation. Renovations can also occur as companies increase size which could lead to needed additional retail, office, or other types of spaces. Similarly to homes other building owners could also want renovations to increased value, make the building more energy efficient, green or sustainable, or to update the building.[13] Sometimes shopping centres or shops are renovated to raise rent later.
Wood is versatile and flexible, making it the easiest construction material for renovations, and wood buildings can be redesigned to suit changing needs. Few homeowners or professional remodelers possess the skill and equipment that is required to alter steel-frame or concrete structures.
When looking at embodied carbon in building materials wood is often labeled as the most sustainable. This is because it sequesters carbon which if certified sustainably sourced will significantly reduce embodied carbon of buildings. This makes it a low emitting choice for a building material for an overall building and for renovations.[14]
Forest certification verifies that wood products have been sourced from well-managed forests. Most certification programs provide online search options so that consumers can find certified products—the Certification Canada program includes a search option for all of the certification programs that are in use in Canada.[15]
In North America, most structures are demolished because of external forces such as zoning changes and rising land values. Additionally, buildings that cannot be modified to serve the functional needs of the occupants are subject to demolition. Very few buildings on the continent are demolished due to structural degradation.[16]
The Athena Institute surveyed 227 commercial and residential buildings that were demolished in St. Paul, Minnesota, between 2000 and mid-2003. Thirty percent of the buildings were less than 50 years old, and 6% were less than 25 years old. The four top reasons for demolition were "area redevelopment" (35%), "building's physical condition" (31%), "not suitable for anticipated use" (22%), and "fire damage" (7%). Lack of maintenance was cited as the specific problem for 54 of the 70 buildings where physical condition was given as the reason for demolition.[16]
Plastics are extensively used in the construction and renovation industry.[17] Airborne microplastic dust is produced during renovation, building, bridge and road reconstruction projects[18] and the use of power tools.[19] It is also generated by deterioration of building materials[20]
Materials containing polyvinyl chloride (PVC), polycarbonate, polypropylene, and acrylic, can degrade overtime releasing microplastics.[17] During the construction process single use plastic containers and wrappers are discarded adding to plastic waste.[21] These plastics are difficult to recycle and end up in landfills where they break down over a long period of time causing potential leaching into the soil and the release of airborne microplastics.[22][23] Efforts have been made to reduce plastic waste by adding it to concrete as agglomerates. However, one solution for resolving the problem from the large amount of plastic wastes generated could bring another serious problem of leaching of microplastics. The unknown part of this area is huge and needs prompt investigation.[24]
Around twenty percent of all plastics and seventy percent of all polyvinyl chloride (PVC) produced in the world each year are used by the construction industry.[25][26] It is predicted that much more will be produced and used in the future.[25] "In Europe, approximately 20% of all plastics produced are used in the construction sector including different classes of plastics, waste and nanomaterials."[26]
While the type of material used will determine the composition of the dust generated, the size and amount of particulates produced are mainly determined by the type of tool used. Implementation of effective dust control measures may also play a role.
Use of angle grinder is not preferred as large amounts of harmful sparks and fumes (and particulates) are generated when compared with using reciprocating saw or band saw.[27] Angle grinders produce sparks when cutting ferrous metals. They also produce shards cutting other materials. The blades themselves may also break. This is a great hazard to the face and eyes especially, as well as other parts of the body.[28]
Use of power tools can cause adverse effects on people living nearby. Power tools can produce large amounts of particulates including ultrafine particles.[29]
Particulates are the most harmful form (other than ultra-fines) of air pollution[30] There is no safe level of particulates.[31]
Many tasks create dust. High dust levels are caused by one of more the following:[32]
Examples of high dust level tasks include:[32]
Some power tools are equipped with dust collection system (e.g. HEPA vacuum cleaner) or integrated water delivery system which extract the dust after emission.[33][34]
In the US, “About 75% of homes built before 1978 contain some lead-based paint. The older the home the more likely it is to contain lead-based paint. You should assume that any home built before 1978 contains some lead.”[35]
In April 2010 the U.S. Environmental Protection Agency (EPA) required that all renovators working in homes built before 1978 and disturbing more than 6 square feet (0.56 m2) of lead paint inside the home or 20 square feet (1.9 m2) outside the home be certified. EPA's Lead Renovation, Repair and Painting Rule (RRP Rule) lowers the risk of lead contamination from home renovation activities.[36] It requires that firms performing renovation, repair, and painting projects that disturb lead-based paint in homes, child care facilities and pre-schools (any child occupied facility) built before 1978 be certified by EPA and use certified renovators who are trained by EPA-approved training providers to follow lead-safe work practices.[37]
Careful stabilization of any deteriorated (peeling, chipping, cracking, etc.) paint in a lead-safe manner is also encouraged. Through authority vested in the United States Department of Housing and Urban Development (HUD), lead-based-paint removal by dry scraping, dry sanding, torching and burning, the use of heat guns over 1100°F, and machine-sanding / grinding without a HEPA-filtered vacuum or a HEPA filtered dust collection system, is prohibited, as these methods have been proven to produce significant amount of lead dust during renovation, remodeling and painting.[38]
At the end of any remodeling or repainting job, a dust test performed by an independent third-party professional is also required by HUD for "clearance". Lead evaluations are done using a method called X-Ray fluorescence (XRF), which gives a result in 4–8 seconds with a 95% accuracy at the 2-sigma level.
As of 2018[update], there are an estimated 37 million homes and apartments with lead paint in the United States.[39]
Currently, worldwide 38% of emissions and 35% of energy use come from the building sector, including building construction and operation. This means renovations contribute to emissions and energy use of the building sector. These percentages are the largest portion of the total emissions and energy use globally.[40] This makes buildings have the highest potential for decreasing these percentages as well as the largest need to decrease them. Renovations are also one way to do this.
Renovations decrease emissions as instead of demolishing a building just to build a new one the building is reused. Reuse of buildings is not always desirable as it is often pursued to have a building designed for the many individual and unique needs building owners have but it is not always a necessity. Renovations can take a building and make it completely different from the old building just reusing the structure, which is often the largest contributor of embodied carbon to a building. However, in order to be able to do this buildings need to be design durably and re-use. Designing for durability and reuse is designing for new buildings to be "long lasting, use-adaptable, and culturally valuable"[14] to allow for the building to be kept for longer to minimize emissions from a complete rebuild.
Having these ideas in mind while designing new buildings significantly increases the likelihood for renovations to happen.[14] Buildings are more likely to be torn down because they can not accommodate the new desired use then because the structure is failing.[16] Renovations allow old buildings to fit new needs in a way that outputs less emissions than a complete tear down and construction of a new building which is often a feasible option.
Renovation has several effects on economies, including:[41]
A contractor[1][2] (North American English) or builder (British English),[3][4] is responsible for the day-to-day oversight of a construction site, management of vendors and trades, and the communication of information to all involved parties throughout the course of a building project.[5]
In the United States, a contractor may be a sole proprietor managing a project and performing labor or carpentry work, have a small staff, or may be a very large company managing billion dollar projects. Some builders build new homes, some are remodelers, some are developers.[6]
A general contractor is a construction manager employed by a client, usually upon the advice of the project's architect or engineer.[7] General Contractors are mainly responsible for the overall coordination of a project and may also act as building designer and construction foreman (a tradesman in charge of a crew).
A general contractor must first assess the project-specific documents (referred to as a bid, proposal, or tender documents). In the case of renovations, a site visit is required to get a better understanding of the project. Depending on the project delivery method, the general contractor will submit a fixed price proposal or bid, cost-plus price or an estimate. The general contractor considers the cost of home office overhead, general conditions, materials, and equipment, as well as the cost of labor, to provide the owner with a price for the project.
Contract documents may include drawings, project manuals (including general, supplementary, or special conditions and specifications), and addendum or modifications issued prior to proposal/bidding and prepared by a design professional, such as an architect.The general contractor may also assume the role of construction manager, responsible for overseeing the project while assuming financial and legal risks.There are several types of risks can occur include cost overruns, delays, and liabilities related to safety or contract breaches.
Prior to formal appointment, the selected general contractor to whom a client proposes to award a contract is often referred to as a "preferred contractor".[8]
A general contractor is responsible for providing all of the material, labor, equipment (such as heavy equipment and tools) and services necessary for the construction of the project. A general contractor often hires specialized subcontractors to perform all or portions of the construction work. When using subcontractors, the general contractor is responsible for overseeing the quality of all work performed by any and all of the workers and subcontractors.
It is a best practice for general contractors to prioritize safety on the job site, and they are generally responsible for ensuring that work takes place following safe practices.
A general contractor's responsibilities may include applying for building permits, advising the person they are hired by, securing the property, providing temporary utilities on site, managing personnel on site, providing site surveying and engineering, disposing or recycling of construction waste, monitoring schedules and cash flows, and maintaining accurate records.[9]
The general contractor may be responsible for some part of the design, referred to as the "contractor's design portion" (JCT terminology).[10]
In the United Kingdom, Australia and some British Commonwealth countries, the term 'general contractor' was gradually superseded by builders during the early twentieth century.[citation needed] This was the term used by major professional, trade, and consumer organizations when issuing contracts for construction work, and thus the term 'general contractor' fell out of use except in large organizations where the main contractor is the top manager and a general contractor shares responsibilities with professional contractors.
General contractors who conduct work for government agencies are often referred to as "builders". This term is also used in contexts where the customer's immediate general contractor is permitted to sub-contract or circumstances are likely to involve sub-contracting to specialist operators e.g. in various public services.
In the United States and Asia, the terms general contractor (or simply "contractor"), prime contractor and main contractor are often interchangeable when referring to small local companies that perform residential work. These companies are represented by trade organizations such as the NAHB.[11]
Licensing requirements to work legally on construction projects vary from locale to locale. In the United States, there are no federal licensing requirements to become a general contractor, but most US states require general contractors to obtain a local license to operate. It is the states' responsibility to define these requirements: for example, in the state of California, the requirements are stated as follows:
With a few exceptions, all businesses or individuals who work on any building, highway, road, parking facility, railroad, excavation, or other structure in California must be licensed by the California Contractors State License Board (CSLB) if the total cost of one or more contracts on the project is $500 or more.
In every state that requires a license, a surety bond is required as part of the licensing process, with the exception of Louisiana, where bonding requirements may vary in different parishes. Not all states require General Contractor licenses - these include Vermont, New Hampshire and Maine, among others.
Some general contractors obtain bachelor's degrees in construction science, building science, surveying, construction safety, or other disciplines.
General Contractors often learn about different aspects of construction, including masonry, carpentry, framing, and plumbing. Aspiring general contractors communicate with subcontractors and may learn the management skills they need to run their own company.
Experience in the construction industry as well as references from customers, business partners, or former employers are demanded. Some jurisdictions require candidates to provide proof of financing to own their own general contracting firm.
General Contractors often run their own business. They hire subcontractors to complete specialized construction work and may manage a team of plumbers, electricians, bricklayers, carpenters, iron workers, technicians, handymans, architects and roofers. General Contractors build their business by networking with potential clients, buying basic construction tools, and ensuring that their subcontractors complete high-quality work. General Contractors do not usually complete much construction work themselves, but they need to be familiar with construction techniques so they can manage workers effectively. Other reasons include access to specialist skills, flexible hiring and firing, and lower costs.
A property owner or real estate developer develops a program of their needs and selects a site (often with an architect). The architect assembles a design team of consulting engineers and other experts to design the building and specify the building systems. Today contractors frequently participate on the design team by providing pre-design services such as providing estimations of the budget and scheduling requirements to improve the economy of the project. In other cases, the general contractor is hired at the close of the design phase. The owner, architect, and general contractor work closely together to meet deadlines and budget. The general contractor works with subcontractors to ensure quality standards; subcontractors specialise in areas such as electrical wiring, plumbing, masonry, etc.
The concept of home improvement, home renovation or remodeling is the process of renovating, making improvements or making additions to one's home.[1] Home improvement can consist of projects that upgrade an existing home interior (such as electrical and plumbing), exterior (masonry, concrete, siding, roofing) or other improvements to the property (i.e. garden work or garage maintenance/additions). Home improvement projects can be carried out for a number of different reasons; personal preference and comfort, maintenance or repair work, making a home bigger by adding rooms/spaces, as a means of saving energy, or to improve safety.[2]
While "home improvement" often refers to building projects that alter the structure of an existing home, it can also include improvements to lawns, gardens, and outdoor structures, such as gazebos and garages. It also encompasses maintenance, repair, and general servicing tasks. Home improvement projects generally have one or more of the following goals:[citation needed]
Maintenance projects can include:
Additional living space may be added by:
Homeowners may reduce utility costs with:
The need to be safer or for better privacy or emergency management can be fulfilled with diversified measures which can be improved, maintained or added. Secret compartments and passages can also be conceived for privacy and security.
Home or residential renovation is an almost $300 billion industry in the United States,[5] and a $48 billion industry in Canada.[6][full citation needed] The average cost per project is $3,000 in the United States and $11,000–15,000 in Canada.
Professional home improvement is ancient and goes back to the beginning of recorded civilization. One example is Sergius Orata, who in the 1st century B.C. is said by the writer Vitruvius (in his famous book De architectura) to have invented the hypocaust. The hypocaust is an underfloor heating system that was used throughout the Roman Empire in villas of the wealthy. He is said to have become wealthy himself by buying villas at a low price, adding spas and his newly invented hypocaust, and reselling them at higher prices.[7]
Perhaps the most important or visible professionals in the renovation industry are renovation contractors or skilled trades. These are the builders that have specialized credentials, licensing and experience to perform renovation services in specific municipalities.
While there is a fairly large "grey market" of unlicensed companies, there are those that have membership in a reputable association and/or are accredited by a professional organization. Homeowners are recommended to perform checks such as verifying license and insurance and checking business references prior to hiring a contractor to work on their house.
Because interior renovation will touch the change of the internal structure of the house, ceiling construction, circuit configuration and partition walls, etc., such work related to the structure of the house, of course, also includes renovation of wallpaper posting, furniture settings, lighting, etc.
Aggregators are companies that bundle home improvement service offers and act as intermediary agency between service providers and customers.
Home improvement was popularized on television in 1979 with the premiere of This Old House starring Bob Vila on PBS. American cable channel HGTV features many do-it-yourself shows, as does sister channel DIY Network.[8] Danny Lipford hosts and produces the nationally syndicated Today's Homeowner with Danny Lipford. Tom Kraeutler and Leslie Segrete co-host the nationally syndicated The Money Pit Home Improvement Radio Show.
Movies that poked fun at the difficulties involved include: Mr. Blandings Builds His Dream House (1948), starring Cary Grant and Myrna Loy; George Washington Slept Here (1942), featuring Jack Benny and Ann Sheridan; and The Money Pit (1986), with Tom Hanks and Shelley Long. The sitcom Home Improvement used the home improvement theme for comedic purposes.
Thank you Renovision for helping me with my bathroom remodeling! The process and total result was perfect and actually very fun, I would definitely hire this company for all of my remodeling projects! And a special thanks for John! You are amazing.
They helped us open up our kitchen and dining area, and the transformation is incredible. The crew was professional and respectful of our home, and the quality of the work really shows.
I recently had Renovision remodel our master bathroom, and I couldn't be happier with the results! They installed a huge walk-in shower free standing tub and a heated floor. The team was on-site every day, working hard and keeping the project on schedule. They also made sure to keep everything within our budget, which was really important to us. The quality of the work is top-notch, and we’re thrilled with how the bathroom turned out. Highly recommend them to anyone in the tacoma area looking for reliable, professional contractors!